Insurance Bad Faith
Insurance bad faith refers to when insurance companies do not follow the terms of their policies. There are numerous ways that this can happen. Some examples are:
When an insurance company:
...denies a claim, even though you were not at fault.
...does not return your phone calls or letters.
...offers a "lowball" settlement on your claim.
...does not pay because they failed to do a timely, thorough investigation.
...delays payment without explanation.
...changes your policy without you agreeing to or knowing about it.
...makes a payment to you without indicating what it is for.
...cancels your policy after making a claim, even though you were not at fault.
...does not defend you in a lawsuit, even though it is their duty to do so.
Not every claim denial by an insurance company means that you have a claim for bad faith. Consult with a personal injury attorney to find out if you have such a claim. A personal injury attorney is an important factor which may determine the outcome of your claim. Every claim is different, and must be evaluated on an individual basis, so the information provided here is for general informative purposes only, as it simplifies complex legal issues. It is not intended to be legal advice. For information about your specific claim, please contact an auto accident attorney to evaluate your situation.
As consumer justice attorneys, Phillips Law is dedicated to assisting and fighting for individuals who have been injured, disabled or had a family member killed in all types of vehicle or pedestrian crashes in Sacramento and the Gold Country area. We offer legal help and assistance in auto, truck, bus, motorcycle, bicycle and pedestrian cases. We are a local firm emphasizing personal contact with our clients.
If you have a dispute with your insurance company, and you don't think you are being treated fairly, give us a a call at (530) 265-0186.