Phillips Law Offices Disability Lawyers

 Is it inconvenient for you to drive to a law firm ? Meet Phillips Law Offices: We started our injury and disability law firm with a simple but radical idea. We were not interested in “the way things have always been done” in the legal profession. Instead, we care about what’s best for our clients. Now a great disability lawyer is never more than a mouse-click away.

We leverage state of the art technology, both inside and out of the courtroom, to give our clients unparalleled disability representation without the hassle. Call us and we will be happy to show you how.

 
 

Initial Social Security Disability Application

Injured workers should apply for Social Security Disability benefits as soon they become disabled. You can apply for Social Security Disability benefits by scheduling an appointment with a California Social Security Administration (SSA) representative or by applying online.    ( How to apply for Social Security Disability )

Over half of all first-time applicants are initially denied disability benefits, and over 80 percent of applicants seek the help of a representative at some point in the process. The process of applying and appealing denied claims is often complicated, and the chances of success are far greater with the help of an experienced Social Security disability lawyer. Retaining a lawyer can increase your chances of approval and help avoid denials based on technicalities or other common errors. ( Right to Have a Lawyer Represent You )

We can help with Preparation:  we will prepare your claim from A to Z which will include gathering documents and other required information, this is an essential part of the claims process and help ensure your claim satisfies the SSA’s requirements, which can help expedite the application process. Communication: we track your claim and keep you posted with the progress and advise you of any issues that might come up. Finalizing a Claim: We will review the SSA’s calculations to determine if any vital information was missed or if any errors were made. We will also address any questions you may have concerning your new benefits. Appeal: if your application has been denied, we can assist you in you appeal.

 

 
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Social Security Disability Denials: Reconsideration & Appeals

If you recently applied for Social Security disability benefits or Supplemental Security Income (SSI) and were denied for medical reasons, you may request an appeal online and provide documents to support your appeal electronically.   ( Social Security Claims Process ) If you decide to appeal the decision you must file a written request within 60 days of receiving the decision letter. ( Request for Reconsideration Form ) There are four levels of appeal through which your claim could proceed: reconsideration, hearing by an administrative law judge, review by the Social Security Appeals Council, and federal court lawsuit.

If your initial Application was denied we can help you file for Reconsideration, focusing on the issues that resulted in the denial. If your request for Reconsideration has been denied, we can help timely request a hearing before and administrative law judge (ALJ) and represent you at the hearing. Lastly, if required we provide legal representation at the federal court level.

 
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Short Term & Long Term Disability Denials

Some employers provide their employees a number of benefits such as life insurance, health insurance and long term disability. While social security disability policies are rather straight forward and have standardized rules and procedures, the rules which govern long term disability policies can vary from claim to claim. Generally, federal law under the Department of Labor called the Employee Retirement Income Security Act of 1974 or (ERISA) sets the legal rules.

Moreover, long term disability has its own set of complicated rules and tests that determine eligibility and payout amounts, and, oftentimes, insurance companies require claimants to apply for SSD  and LTD simultaneously. To make matters worse, unfortunately insurance companies have a history of denying claims or ending payments early. Usually, the LTD benefits are reduced or have 'off sets' from SSD.