Car Accident Overview
Phillips Law Offices are experienced trial attorneys handling car and auto accident personal injury claims. Over the years, we have learned there is no such thing as a generic vehicle or pedestrian collision as every type of vehicle crash or pedestrian injury may have unique rules of fault and mechanics of injury. If the collision involved a big-rig or bus, there are federal laws in addition to state laws which must be considered, so it is important to find a road and highway injury attorney familiar with each type of claim.
For example, an accident involving a city bus is different from an accident involving a semi truck, a "hit and run" or a drunk driver. The kinds of injuries sustained in a rear-end low-impact collision are often different from those caused by a side impact accident. Pedestrian, cyclists and motorcycle riders are particularly vulnerable.
A pedestrian, motorcycle or bike collision may involve significant or permanent disability requiring long-term care, which makes these types of accident claims unique in their own way. Worse yet, if the person who hit you or caused the crash left the scene, did not have insurance or did not have enough insurance, then there are may be additional legal matters to contend with.
Almost every vehicle accident involves one or more insurance companies: car insurance, health insurance and possibly third party liability insurance. Coverage issues and exclusions can be very important in road and highway litigation. Most people do not know their legal rights and remedies. We recommend that you speak with an attorney before speaking with an insurance adjuster representing the party who was at fault or even your own insurance company. It is very important not to give up any rights you may have or make any agreements or settlements before speaking with someone who will protect and represent your interests.