Car Accident Overview

Phillips Law Offices are experienced trial attorneys handling car and auto accident personal injury claims. Over the years, we have learned there is no such thing as a generic vehicle or pedestrian collision as every type of vehicle crash or pedestrian injury may have unique rules of fault and mechanics of injury. If the collision involved a big-rig or bus, there are federal laws in addition to state laws which must be considered, so it is important to find a road and highway injury attorney familiar with each type of claim.

For example, an accident involving a city bus is different from an accident involving a semi truck, a "hit and run" or a drunk driver. The kinds of injuries sustained in a rear-end low-impact collision are often different from those caused by a side impact accident. Pedestrian, cyclists and motorcycle riders are particularly vulnerable.

A pedestrian, motorcycle or bike collision may involve significant or permanent disability requiring long-term care, which makes these types of accident claims unique in their own way. Worse yet, if the person who hit you or caused the crash left the scene, did not have insurance or did not have enough insurance, then there are may be additional legal matters to contend with.

Almost every vehicle accident involves one or more insurance companies: car insurance, health insurance and possibly third party liability insurance. Coverage issues and exclusions can be very important in road and highway litigation. Most people do not know their legal rights and remedies. We recommend that you speak with an attorney before speaking with an insurance adjuster representing the party who was at fault or even your own insurance company. It is very important not to give up any rights you may have or make any agreements or settlements before speaking with someone who will protect and represent your interests.


Injuries Resulting from a Car Accident

You may have suffered minor injuries from an auto collision, and do not think it is worthwhile to retain an attorney. This is a mistake many people make. An auto accident attorney can help guide you through your claim and recover your expenses due to you. Major injuries from an auto collision also usually result in significant property damage as well. Again, people make the mistake that the insurance company will work on their behalf. The insurance company will be working on the insurance company's behalf. It is important to take the first step and secure the services of an auto accident attorney so that the insurance company does not take advantage of you. It is in your best interest to obtain the highest settlement due to you, and most people do not have the negotiation skills, legal knowledge, and time to deal with insurance companies. Insurance adjusters are trained to negotiate settlements for less than what the claim is worth. That is how the insurance company makes money.

Unfortunately, it is a important that you must retain an attorney if you want full compensation. An Insurance Resource Council study (2014) found that people who retained an attorney received up to three times more compared to those who did not. They also had to wait longer for payment claims and were more likely to be involved in claim abuse.


Car Accident Compensation

Compensation includes repairs to property damage, medical expenses and physical and psychological pain. Insurance adjusters usually use a formula to come up with a dollar amount of compensation. An auto accident attorney is an important factor which may determine the outcome of your claim. Every claim is different, and must be evaluated on an individual basis, so the information provided here is for general informative purposes only, as it simplifies complex legal issues. It is not intended to be legal advice. For information about your specific claim, please contact an auto accident attorney to evaluate your situation.


Types of Injuries That We Handle

We offer legal help and assistance in the following areas.

  • Auto accident
  • Truck and "Big-rig" collision
  • Motorcycle accident
  • Bicycle and pedestrian injury
  • Road safety and design litigation
  • Vehicle safety: seatbelt defects, tire defects, airbag failure

The Phillips Law Offices is dedicated to assisting and fighting for individuals who have been injured, disabled or had a family member killed in all types of vehicle or pedestrian crashes in Nevada County, Placer County, and throughout the Sierra foothill communities. We offer legal help and assistance in auto, truck, bus, motorcycle, bicycle, and pedestrian cases. We are a local firm emphasizing personal contact with our clients.

We invite you to call us at (530) 265-0186 to schedule a confidential, no-charge consultation to answer any questions you may have, or, if you prefer, you can e-mail us from the Contact Us page.